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GMC INDIVIDUAL
Global Medical Care provides health care coverage that enables you to access care anywhere in the world.
| ITEM/SERVICE | WHAT'S COVERED |
|---|---|
| Maximum Benefit (lifetime aggregate amount) | $5,000,000 per person. $1,000,000 per person over the age of 70. |
| Deductible | 7 Choices - $250, $500, $1,000, $2,500, $5,000, $10,000 or $20,000 |
| Renewal | Annual |
| Coverage | Worldwide |
| Standard Room (semi-private) | 100% with no limit to the number of days. |
| Intensive Care Unit/Life Support | Maximum of $5,000 per day (room and board) up to a maximum of 90 days. |
| Inpatient and Outpatient Surgery | 100% |
| Emergency Room | 100% |
| Diagnostic Services | 100% |
| Cancer Treatment | 100% |
| Dialysis | 100% |
| Maternity Benefit | After the deductible, Best Doctors Canada Insurance Services Inc. will pay 50% of the next $100,000 of eligible medical expenses, then 100% to a maximum of $250,000. Covered maternity expenses include prenatal care, delivery, and postnatal care. Maternity coverage has a 12-month waiting period from the date the policy was issued. Dependent daughters are not eligible to receive maternity coverage. |
| Inclusion of Newborn | Automatically covered as a dependant if born from a covered maternity. |
| Transplants | $1,000,000 lifetime maximum and $20,000 for living donor. |
| Physical Therapy and Rehabilitation | $50 per visit per person, following a covered illness. |
| Durable Medical Equipment | Maximum $5,000 per person. |
| Prescription/Life Sustaining Drugs | Outpatient: $5,000 per person per year, $25,000 per person per year following a hospitalization. Inpatient: unlimited |
| Air Ambulance | All air ambulance transportation must be pre-approved and coordinated by the Insurance Company Lifetime maximum of up to $50,000 per Covered Person |
| Ground Ambulance | 100% |
| Repatriation of Mortal Remains | Maximum $25,000 in the event of death during a covered hospitalization outside the country of residence. |
| Congenital Conditions | $150,000 per lifetime if manifested before age 18. $1,000,000 per lifetime if manifested after age 18. |
| Unique Services | InterConsultation™: provides you with an in-depth review of your medical files by a Best Doctors specialist to confirm a medical diagnosis and recommend the most promising treatment options. You and your doctor benefit from the insights of top medical experts, with constant guidance and support from a Best Doctors Member Advocate. Elite Navigator™: a unique service that connects you to a Member Advocate who will answer your health questions, create a personalized wellness program, help you understand lab tests and results, empower you to have effective conversations with your treating physician, and provide one-on-one support to help you navigate the health care system. Concierge™: provides you with assistance with hotels, travel, medical appointments, and translation services when pursuing care away from home. |
At Best Doctors Canada, we proudly contribute to better health and better lives.
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