Global Medical Care provides health care coverage that enables you to access care anywhere in the world.
|Maximum Benefit||Choice of $1 million, $2 million or $5 million
Per person, per policy year
Per person over the age of 70 $500,000.
|Deductible - Diagnostic Services||$250 or Same as all other services|
|Deductible - All Other Services||7 Choices - $250, $500, $1,000, $2,500, $5,000, $10,000 or $20,000|
|Standard Room (semi-private)||100% with no limit to the number of days.|
|Intensive Care Unit/Life Support||Maximum of $5,000 per day (room and board) up to a maximum of 90 days.|
|Maternity Benefit||After the deductible, Best Doctors Canada Insurance Inc. will pay 50% of the next $100,000 of eligible medical expenses, then 100% to a maximum of $250,000. Covered maternity expenses include prenatal care, delivery, and postnatal care.
Maternity coverage has a 12-month waiting period from the date the policy was issued.
Dependent daughters are not eligible to receive maternity coverage.
|Inclusion of Newborn||Automatically covered as a dependant if born from a covered maternity.|
|Transplants||$1,000,000 lifetime maximum and $20,000 for living donor.|
|Physical Therapy and Rehabilitation||Maximum $5,000 per person.|
|Durable Medical Equipment||Maximum $5,000 per person.|
|Prescription/Life Sustaining Drugs||Inpatient: unlimited
Outpatient: Maximum $5,000 per person
|Air Ambulance||Maximum $45,000 per person.|
|Repatriation of Mortal Remains||Maximum $5,000 in the event of death during a covered hospitalization outside the country of residence.|
|Congenital Conditions||$150,000 per lifetime if manifested before age 18.
$1,000,000 per lifetime if manifested after age 18.
|Unique Services||InterConsultation™: provides you with an in-depth review of your medical files by Best Doctors specialists to confirm a medical diagnosis and recommend the most promising treatment options. You and your doctor benefit from the insights of top medical experts, with constant guidance and support from a Best Doctors Member Advocate.
Elite Navigator™: a unique service that connects you to a Member Advocate who will answer your health questions, create a personalized wellness program, help you understand lab tests and results, empower you to have effective conversations with your treating physician, and provide one-on-one support to help you navigate the health care system.
Concierge™: provides you with assistance with hotels, travel, medical appointments, and translation services when pursuing care away from home.
|Travel Expenses||When pursuing treatment more than 320 kms from your home, up to $5,000 per year may be used to pay for transportation (to/from point of service) and accommodation while receiving medical treatment. (5% load charge)|
|Conversion Option||For employees and eligible spouses who have been covered for two years or more on a continuous basis from the date first eligible (without any interruption in benefit coverage), conversion to an Individual Plan is available. (25% load charge)|
|Separate $250 Diagnostic Deductible||A separate $250 diagnostic deductible can be added. (7% load charge)|
|Outpatient Drug Benefit||Can purchase up to $45,000 benefit for outpatient drugs. (5% load charge)|
|24 month Pre-ex Waiver||for Groups of 50+ employees, the pre-ex can be waived based on 2 medical questions. A separate Pre-Exclusion Waiver Form for Corporate Groups must be completed by all employees. (20% load charge)|