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GLOBAL
CARE™
All Health Plans
GLOBAL CARE™
EXCELLENT BENEFITS WITH ACCESS TO THE BEST HOSPITALS WORLDWIDE
This plan brings access to the best physicians and hospitals around the world through the Best Doctors´ network, providing coverage for hospitalization, outpatient services, maternity and repatriation.
| ITEM/SERVICE | COVERAGE |
|---|---|
| Maximum Benefit | • $5,000,000 per Insured per Policy Year |
| Eligibility to Apply | • From 18 to 74 years old |
| Renewal | • Lifetime guarantee |
| Coverage | Outside the USA: Free choice of Hospitals and physicians Inside the USA: • Through the GLOBALCARE™ Network(*) If medical care is performed outside the GLOBALCARE™ Network(*) 60% of covered medical costs will be paid with a maximum daily rate of $600 for a room and $1,200 for intensive care unit. • Emergency medical treatment will be covered 100% up to the Policy limits |
| Private and Semi-Private room | • 100% with no limit as to the number of days within the GLOBALCARE™ Network(*) |
| Intensive Care Unit | • 100% with no limit as to the number of days within the GLOBALCARE™ Network(*) |
| Surgery (Including outpatient surgery) | • 100% |
| Emergency Room | • 100% |
| Hospital Accommodation for Companion of Hospitalized Child under 18 | • $100 per night, up to 10 nights |
| Surgeon and Anesthetist Fees | • 100% |
| Major Diagnostic Services | • 100% |
| Cancer Treatment | • 100% |
| Dialysis | • 100% |
| Maternity (Available in deductibles $500/$1000, $1000/$2000(*) and $2000/$2000) (*) International | • $5,000 per pregnancy • Includes cost for extraction and preservation of stem cells • No deductible applies • 10-month Waiting Period |
| Complications of Maternity and Birth (Available in deductibles $500/$1000, $1000/$2000(*) and $2000/$2000) (*) International | • $100,000 lifetime per policy • No deductible applies • 10-month Waiting Period |
| Inclusion of Newborn | • Automatically included without underwriting if born from a Covered Maternity |
| Congenital and Hereditary Disorders | • $500,000 per Insured per lifetime (when the condition is diagnosed before age 18) • 100% (when the condition is diagnosed at age 18 or after) |
| Outpatient Physical Therapy, Rehabilitation and Home Health Care (Private Nurse) | • $12,000 per Insured per Policy Year, after deductible |
| Surgical treatment for symptomatic disorders of the feet | • 100% |
| Emergency Dental Coverage | • 100% |
| Physician and Specialist Visits | • 100% |
| Reconstructive surgery in case of Illness or Accident | • 100% |
| Durable Medical Equipment Special Devices, (External prosthesis, Orthotic devices) | • $12,000 per Insured per Policy Year, after deductible |
| Surgical Implants or prosthesis (Excluding dental) | • 100% |
| Prescribed Medications | • $15,000 per Insured per Policy Year, after deductible (outside of the Hospitalization) Including medications for allergy treatment • 100% during Hospitalization |
| Palliative/Hospice Care | • $10,000 per Insured after deductible |
| Prophylactic surgery for reduction of cancer risk | • $25,000 per Insured per lifetime after deductible • 12-month Waiting Period |
| • $25,000 per Insured per lifetime after deductible • 12-month Waiting Period | • $5,000 per Insured per Lifetime after deductible • 24-month Waiting Period |
| Emergency Transportation | |
| Air Ambulance | • $50,000 per Insured per Policy year to the closest hospital of qualified treatment • No deductible applies |
| Ground Ambulance | • 100% to the closest hospital of qualified treatment • No deductible applies |
| Routine Health Check Up (age 18 and over) (Available in deductibles $500/$1000, $1000/$2000(*), $2000/$2000 and $5000/$5000) Includes laboratory tests, X-rays, and any other medical expense related to the checkup (*) International | • $200 per insured, per policy year • No deductible applies • No waiting period |
| Preventive Care (Available in deductibles $500/$1000, $1000/$2000(*), $2000/$2000 and $5000/$5000) (*) International | • Colon cancer screening (50 years or older): $1,200 per insured every ten years • Mammogram (from 40 years or older): $400 per insured, per policy year • Pap Smear (Papanicolaou) (21 to 65 years old): $150 per insured every three years • Prostate cancer screening (50 years or older): $300 per insured per policy year • No deductible applies • No waiting period |
| Specialized Treatments (Psychiatry, autism, occupational therapies, sleep apnea and any other sleep disorders) | • $3,500 per Insured per Policy Year after deductible |
| Repatriation of Mortal Remains or Cremation Services | • $20,000 per Insured per Policy Year, after deductible, in the event of death resulting from a covered Accident or condition |
| Illness or Injury in a Private Aircraft | • 100% |
| Coverage for accidents that occurred during the practice of sports professionally or high risk activities | • 100% |
| Temporary Emergency coverage while application is evaluated | • $25,000 |
| Coverage Alzheimer disease | • 100% |
| Alternative and/or Complementary Treatments (Acupuncture, Hypnosis, Massage Therapy, and Reflexology) | • $150 per insured, per policy year • No deductible applies |
| Additional Benefits | • In the event of death of the Primary Insured, any eligible Dependents currently Insured will have free coverage for a period of one (1) year for the Policy and Riders which are currently in force, subsequent to the last paid period of the Policy, provided that the cause of death is due to a condition or Accident covered under this Policy. |
| • Deductible will be waived up to a $5,000 maximum in case of an Accident or Emergency that occurs while the Insured is travelling outside of his/her country of residence. | |
| • In case of a Serious Accident, as defined in this Policy, no deductible will apply for the first Medically Necessary Hospitalization immediately following said Serious Accident. Any subsequent treatment will incur the deductible. | |
| Unique Services | InterConsultation® Confirmation of diagnosis and recommendation of the best treatment and specialists. Immediate access to this benefit available regardless of any exclusion applicable under this Policy. |
| Best Doctors Concierge™ Coordination of medical appointments, hospital admission, travel arrangements, accommodation and transportation when services are rendered outside of the Insured’s Country of Residence. |
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| Individual Case Management A program to coordinate, supervise and manage complex cases of long duration. |
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| Things You Should Know | • Unless otherwise stated, the benefits are on a per Insured, per Policy Year basis in which the chosen deductible applies. All benefits are in US Dollars (USD). • Cumulative deductible per Insured, per Policy Year. Maximum two accumulative deductibles per family per Policy Year. • In case of Serious Accident no deductible will apply for first Hospitalization. • Costs are subject to being usual, customary and reasonable. |
| Additional Coverage Available (Riders) | #colsnap# |
| Organ Transplant | • Up to $500,000 lifetime cover with an annual premium of $400 |
| Complications of Maternity and Birth Eligibility: Age 3–59, | • Up to $500,000 lifetime cover with an annual premium of $300 • Available in deductibles $500/$1000, $1000/$2000(*) and $2000/$2000 • No deductible applies 10-month waiting period (*) International |
| CriticalSelect™Eligibility: Age 3–59, renewable cover up to age 65 | • Cash payment to cover immediate or unexpected expenses, existing debts and lifestyle changes you might need to make if faced with a critical illness • Covered conditions and surgeries: Cancer, stroke, heart attack (myocardial infarction), coronary artery by-pass surgery, kidney/renal failure, multiple sclerosis, benign brain tumor, paralysis (paraplegia), organ transplant (kidney, heart, lung, liver, pancreas or bone marrow), blindness, deafness |
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